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Federal Social Security Disability (SSD) programs provide financial support to citizens who cannot work due to their disabling conditions. However, applicants must meet the strict qualifications of these programs, and it can take time to gain approval without legal help.
If you are looking to receive disability benefits in North Carolina, our Columbus, North Carolina Social Security Disability lawyer team from our firm can advocate for you. At Farmer & Morris Law, PLLC, we know what it takes to get approved for SSD benefits, and we will help you navigate the process. You’ll get a free case evaluation when you call.
Social Security Disability Consists of Two Programs
The federal government operates two disability benefit programs in the United States:
- Social Security Disability Insurance (SSDI)
- Supplemental Security Income (SSI)
Though both serve those with disabilities and low income, each has its specific qualifications. If you are ineligible for one, you could still qualify for the other to receive the support you need. However, many applicants are eligible for SSDI and SSI, which is why our firm will review your eligibility for both when you hire us. The Social Security Administration (SSA) refers to this as “concurrent” eligibility.
Social Security Disability Insurance Is Based on Work History
To qualify for SSDI benefits, you need to have earned a certain amount of work credits based on your age. This means you are “insured” because you have paid into the Social Security program, which funds SSDI. Your spouse or dependents can also receive these benefits based on your earnings.
Those who have been out of work for a year or more because of a qualifying disability can receive monthly SSDI payments. In addition, this program helps beneficiaries with temporary disabilities slowly transition back to work; but in any event, the qualifying disability has to have lasted for a minimum of 12 months.
Supplemental Security Income is Based on Income
SSI eligibility extends to those individuals who are blind or have disabilities that keep them from working. However, applicants must also have proof of limited income and assets to qualify.
In this program, income includes:
- Earned wages and tips
- Financial support from friends or family
- Benefits from other financial assistance programs
- Free food and shelter
Note that the SSDI benefits you receive will affect the amount of SSI benefits you can collect.
What Farmer & Morris Law, PLLC, Can Do for Your Case
It can be frustrating and overwhelming to apply for SSD benefits. Our lawyers offer support and guidance to make the process easier so that you can focus on other priorities. Depending on your needs, we help with every phase of the process when you hire us.
Understanding Your Eligibility for Disability Programs
If you are unsure about whether you qualify for SSDI or SSI, our team can review the circumstances in your case. Our firm provides a free initial case review, but we will also take a deeper look at your work history and income to ensure we have an accurate picture of your situation. Then, we can help you prepare the application and supporting documents.
Navigating the Application Process in Columbus, N.C.
There are three ways to apply for SSD benefits regardless of which city or state you live in. You could apply:
- Online through the SSA website
- By phone
- At your local SSA office
We will prepare you for what to expect throughout the process. We also will ensure that your application is error-free and has everything it needs. Our team can also review any documents or communication you receive from the SSA regarding your application.
Appealing a Denial for SSD Benefits
Whether you have already received a denial letter or you have yet to apply, our team can advise you if the SSA denies your application. We will review the denial letter, your initial application, and the materials you submitted to determine the reason for rejection.
Then, we can make corrections to your application, supply additional information as necessary, and help you submit an appeal. The appeals process may involve a Social Security Disability hearing, during which we can represent you.
We Help SSD Applicants Throughout North Carolina
Our Social Security Disability lawyers operate out of multiple offices throughout North Carolina and South Carolina. You can hear from some of the clients we’ve helped secure disability benefits below:
- I was denied on my disability and decided to go to Farmer and Morris for help. They were very professional and courteous. Katrina walked us through every step and explained everything in detail to us. Andrea was able to get me my disability. I will be forever grateful to them both. I highly recommend Farmer and Morris.” – Leisa Snyder
- Hannah Davies went ABOVE AND BEYOND to help with my disability claim. I tried, unsuccessfully, for years to get approved. Hannah was thorough, easy to talk to, and was extremely dedicated to helping my claim get approved. During the hearing, the Judge actually told her “good lawyering”, and I was amazed!!” –Kim Dixon
Reach Out for Help from a Columbus Social Security Disability Attorney
If you are considering applying for SSDI or SSI benefits, allow our team to prepare your application. We can help you avoid mistakes applicants often make to limit the chances of a denial or amend your application if you are seeking an appeal.
Our team at Farmer & Morris Law, PLLC, is ready to review your case for free today. Call us to learn more about how we can help you seek financial assistance through an SSD program.
