Car crashes are terrible, but they can be even more frightening when injuries and losses occur. Should you suffer injuries because of another North Carolina driver’s reckless actions, our Columbus car accident lawyer is ready to help. You can learn more during a free consultation with us today.
Winning a personal injury lawsuit after a car crash can be challenging. Likewise, battling insurance companies trying to limit your personal injury settlement amount is often frustrating. An attorney who has handled these types of claims can take over the day-to-day aspects of your case, giving you more time to focus on healing.
How Our Team Will Help You with Your Settlement in Polk County
The team at Farmer & Morris Law, PLLC, has decades of experience collectively representing the interests of victims harmed through others’ negligence. We believe this gives us the ability to zero in on the needs of each of our clients, helping us deliver the representation they need.
You can trust that we will represent you with respect and compassion. Sometimes our clients feel embarrassed about the injuries they have. We never want our clients to feel this way. The fact that you ended up with these injuries was not your fault. Through our representation, we will work tirelessly to help reduce any stress you feel about your crash and injuries.
Track Your Car Wreck Injuries and Their Costs
Even a car wreck that seems minor at first can result in serious and costly injuries. In fact, low-speed crashes can still cause whiplash, which can result in a lower quality of life years after the collision, according to BMC Public Health. More serious wrecks can lead to catastrophic, even life-threatening, injuries.
Every financial expense and loss of the wreck will start right at the scene. These include the costs of treating your injuries. Commonly reported car crash injuries include:
- Head and neck injuries, including whiplash, concussion, and traumatic brain injury (TBI)
- Broken, fractured, and sprained bones, including arm, leg, and hip injuries
- Back and spinal cord injuries including immobility and full or partial paralysis
- Minor injuries, including bruises, lacerations, and soft tissue injuries
- Disfiguring injuries like extensive burns, deep cuts, and other soft tissue damage
These injuries will incur more than medical costs. They will also cause a lack of productivity and the potential loss of wages, on top of affecting you emotionally and psychologically.
Consequently, when we pursue compensation for you, we request your medical records to help track the costs of your injuries and prescribed treatment plan. We can also go over other bills and consequences with you, including out-of-pocket expenses. Our goal is to ensure no current or future medical costs are overlooked or omitted.
Although we rely on information provided by you to pursue your case, we don’t want you to feel burdened by extra work during your recovery. If you aren’t sure what losses qualify for reimbursement or compensation, we can walk you through it.
Helping You Pay Your Medical Bills
When you hire us to represent you, we take our role in winning a settlement for you seriously. We know how important it is to have finances available to continue any medical care you need to recover from your injuries. Medical care can include:
- Emergency room fees
- Hospital admissions
- Diagnostic testing
- Surgical procedures
- Assistive medical devices
- Required medications
- Rehabilitation and physical therapy
- Long-term care
- Home and car modifications
Not only should your settlement help you cover any medical costs you have up to the point of the agreement, but it should estimate the amount you will need in the future to pay ongoing medical bills. We do this by working with doctors and financial experts to project your healthcare costs and losses.
It is highly important that we create this estimate accurately. Without considering your long-term and future expenses, you may accept too low an offer from an insurance company. Furthermore, once we agree to a settlement, we cannot go back to the insurer and ask for more money should we discover a new injury later. Our team will work tirelessly to make sure we come up with an accurate figure for your ongoing medical costs.
Helping You Seek a Judgment for Pain and Suffering
One of the toughest parts of reaching a settlement after a car wreck is convincing the insurance company that you deserve a certain amount of money for your pain and suffering. This amount should cover any ongoing emotional and psychological trauma from your injuries. It also should compensate you for any reduced quality of life you are experiencing.
Our team has negotiated many settlements with insurers regarding pain and suffering. We will draw upon past legal strategies as well as a customized approach to your case as we aim to help you receive the highest possible settlement.
Helping You Recover Lost Wages
If your injuries leave you unable to work for weeks or months after the wreck, you can seek a settlement that reimburses you for the income you could not earn. We will rely on the testimony of your doctors to determine when it is safe for you to return to work, even if the insurer tries to say you should be able to go back to work sooner. Lost wages can include:
- Full-time income
- Part-time income
- Freelance income
- Business income
In an economy increasingly characterized by numerous jobs, we work to uncover every revenue stream that is affected by your wreck. Even monetized hobbies could be eligible for lost wages, including compensation for an inability to do that hobby in the future.
Should you suffer a debilitating injury in your car collision, you may never be able to work again. We will attempt to convince the insurance company of why it should reimburse you for this permanent situation you are facing. We can also pursue damages for reduced earning ability, compensating you for future losses.
We Will Aim to Prove You Are Not at Fault for the Car Accident
One of the most frustrating situations our clients have after being involved in a car accident in Columbus, N.C., is how insurance companies sometimes treat them.
Even though you know you did not cause the crash, the insurer may say you were at least partially at fault. This is a common tactic, as the North Carolina Department of Insurance (NCDOI) says that if you are partially at fault for the crash, you may not be able to collect compensation.
If the Insurer Accuses You of Fault
You might expect the insurance company to treat you with some compassion when it knows you have injuries from the crash and are suffering. Unfortunately, the opposite sometimes happens.
The insurer may try to take advantage of the fact that you still may be foggy from the crash by asking you questions to trap you into making an admission of fault. The insurer may also accuse you of outright lying about your version of events. This is difficult to deal with when trying to recover from your injuries.
Because of this tactic, we encourage crash victims like you to:
- Take time to collect yourself and get help before dealing with insurance
- Receive thorough medical attention to understand the extent of your injuries
- Stick to basic facts, not assumptions or guesses, when talking with adjusters
- Work with our attorneys to craft an official statement to an insurance company
- Don’t rush into accepting a settlement, even if it seems generous
In fact, our Columbus car accident lawyers can handle much of this process for you. Rather than worrying about what to say, you can hire us to speak for you.
We Will Introduce Facts That Show the Other Driver Is at Fault
Part of the services our car accident lawyer in Columbus provides involves investigating the case’s facts to show you are not at fault. We will rely on several things, including:
- Police reports
- Witness interviews
- Photos of your injuries and the site of the crash
- Video footage from the car wreck scene
- Statements from your doctors about your injuries
- Review of the wreck’s damage to the cars
- Expert analysis and collision reconstruction
We can even use specialized evidence like blood alcohol content tests (BAC), app and social media activity, or phone records to highlight the other driver’s negligence.
Once you hire us, we will take over negotiations with the insurance company on your behalf, giving you more time to focus on your recovery.
We Will Explore All Possible Avenues for Compensation
In addition to fighting back attempts to blame you for your car collision, we will investigate the possibility of multiple liable parties to maximize your compensation. Faulty auto parts, poor car maintenance, or even negligence in maintaining a road could allow us to pursue additional parties for damages, such as:
- Car designers and manufacturers
- Tire companies
- Repair and maintenance shops
- Trucking, rideshare, or taxi companies
- Government entities
Car collisions are often the confluence of several factors and decisions. Your compensation should reflect that by pursuing each liable party for their role in your injuries.
Our Lawyer Will Take on Your Case at No Upfront Cost to You
You should not feel intimidated at the cost of hiring a lawyer to help you fight for compensation. At Farmer & Morris Law, PLLC, our attorneys will represent you on a contingency-fee basis. These are the ways you can benefit from this arrangement:
- You can start pursuing compensation without delay
- Our law firm will absorb all costs related to your case
- You pay us only after we recover damages for you
Do not let fear of adding to the accident’s costs stop you from getting the legal support you need to build a strong case. Our legal services will not add to your post-wreck financial strain.
Representing yourself against the at-fault driver’s insurance company can be risky. When our firm represents you, our familiarity with state, local, personal injury, and insurance law work in your favor.
Previous Clients Tell an Important Part of Our Story
Our car wreck lawyers are committed to providing compassionate legal support for injured clients. When they talk about their experience working with our personal injury attorneys, car wreck clients we represented in the past say:
- Andrea Shepherd: Hannah Davies…took time to always answer any questions I had…I appreciate her, and Farmer & Morris Law more than I could ever have the words for…I would highly recommend them for any attorney services you need.
- Tammy Cotton: After I was involved in a serious car accident I knew, with the injuries I sustained, I needed great lawyers to walk me through this arduous process. Hannah Davies and Mark Morris worked very hard…we could never thank them for all their prayers and hard work.
Creating happy endings for successful clients is our passion. If you were injured by someone else’s negligence, we will never stop fighting for the compensation you deserve.
We Will Do Everything Possible to Keep Your Case Moving Forward
According to G.S. § 1-52 in North Carolina, victims in personal injury cases have up to three years to start the process of filing a lawsuit. That doesn’t mean you have to completely resolve the lawsuit within that time, just that you need to file by that date.
However, some aspects of your case could change the amount of time you have to file, so don’t wait until that deadline is looming to get help. Additionally, we can use those three years to make progress on your case by investigating your crash, negotiating with insurance, and potentially settling out of court.
Yet wherever you are in the process of an insurance claim or lawsuit, we will work to keep your case moving forward and meet all relevant deadlines.
We Will Evaluate Your Columbus Case for Free Today
Car wrecks and their aftermath are frightening, but you can face that fear with a dedicated team of car accident attorneys on your side. For a free review of your Columbus case, contact the team at Farmer & Morris Law, PLLC, as soon as possible. Call our office today.