Applying for Social Security Disability (SSD) benefits can be a frustrating and exhausting process. A North Carolina Social Security Disability lawyer can help you put together and file a strong application.
SSD claims are frequently denied, even when a medical condition clearly interferes with the applicant’s ability to work. A McAdenville Social Security Disability lawyer from Farmer & Morris Law, PLLC can help you put together a winning claim and obtain the benefits you deserve.
What a McAdenville Social Security Disability Attorney Can Do for You
If you need to file for SSD, a Social Security Disability lawyer in McAdenville can help by:
- Gathering medical evidence: An attorney knows which types of records and expert opinions Social Security will consider persuasive.
- Communicating with Social Security: A lawyer can handle correspondence and follow-ups so nothing is overlooked.
- Preparing for hearings: An attorney can help ensure your testimony aligns with medical evidence and vocational standards.
- Handling appeals: If your claim gets denied, your lawyer can manage reconsiderations and hearings on your behalf.
What Are Social Security Disability Benefits?
Social Security offers two primary disability programs, and each has its own eligibility rules. Social Security Disability Insurance (SSDI) is based on work history and payroll contributions, while Supplemental Security Income (SSI) is need-based and intended for individuals with limited income and resources.
Both of these programs use the same medical standard for disability, but the financial qualifications differ. To qualify, an applicant must show that their condition is expected to last at least twelve months or result in death and that it prevents them from performing substantial gainful activity.
Medical Conditions That May Qualify for Disability
Social Security maintains a list of impairments (often called the Blue Book) that outlines medical criteria for specific conditions. Meeting a listing can lead to faster approval, but many people qualify without matching a listing exactly. Conditions that may qualify you for benefits include:
- Musculoskeletal disorders: Chronic back injuries, joint damage, and degenerative disc disease can limit mobility and physical endurance.
- Neurological conditions: Disorders such as epilepsy, multiple sclerosis, and Parkinson’s disease can interfere with basic functioning.
- Mental health conditions: Depression, anxiety disorders, PTSD, and bipolar disorder can make consistent work impossible when symptoms are severe.
- Cardiovascular conditions: Heart disease and chronic heart failure may restrict physical exertion and stamina.
- Respiratory disorders: Conditions like COPD and severe asthma can limit breathing and endurance.
- Autoimmune diseases: Lupus, rheumatoid arthritis, and similar conditions can cause unpredictable flare-ups and chronic pain.
The Disability Application Process
The SSD application process typically begins with an initial application submitted online or through a local Social Security office. If denied, you may request reconsideration. A second denial allows you to request a hearing before an administrative law judge. Additional appeals may follow if necessary.
Each stage requires updated evidence and careful attention to deadlines. Missing an appeal deadline can force you to start over, delaying your benefits even further.
What to Expect at a Disability Hearing
A disability hearing is often the best chance to present a full picture of how a condition affects your daily life. The hearing is not a traditional courtroom trial, but it is still a formal legal proceeding.
At the hearing, an administrative law judge will review your medical records, ask questions about your symptoms, and possibly hear testimony from vocational or medical experts. Clear, consistent answers matter. Exaggeration can be just as damaging as minimizing symptoms.
Preparing for a hearing requires reviewing records, prepping for likely questions, and making sure the judge has current medical evidence. A Social Security Disability attorney in McAdenville can help make sure you are prepared.
How Long Does It Take to Receive Benefits?
There is no one answer to how long a disability claim will take. Initial applications may take several months, while appeals can stretch the process to a year or more. Back pay is often available, but ongoing financial pressure during the wait is common.
You should plan carefully and explore other temporary assistance options while your claim is pending. Staying engaged in medical treatment during this time is critical, as gaps can weaken your case.
How Work History Affects SSDI Claims
SSDI eligibility depends on work credits earned through payroll taxes. Most applicants need a certain number of credits, with recent work history playing a major role. Younger workers may qualify with fewer credits, while older applicants generally need a longer employment record.
If work credits are insufficient, SSI may still be an option. SSI does not require work history but does impose strict income and asset limits. An attorney can help determine which program is the best fit for you.
Consult a Social Security Disability Lawyer in McAdenville
A successful disability claim can provide critical financial stability and peace of mind. If you are unable to work due to a chronic medical condition, a McAdenville Social Security Disability attorney from Farmer & Morris Law, PLLC can help you file an application and secure benefits.
Schedule a free case review to discuss your situation with an experienced lawyer.