Social Security Disability benefits serve as a crucial support system for individuals who are disabled and unable to work. If you’re a resident of Cowpens, South Carolina, and need help applying for benefits, appealing a denial, or understanding the complex application process, you’re not alone.
While there is no Social Security Administration (SSA) office physically located in Cowpens, the nearest office is in Spartanburg, SC. At Farmer & Morris Law, PLLC, we understand how frustrating and complicated it can be to apply for Social Security Disability benefits, and we’re here to help guide you every step of the way.
A Cowpens Social Security Disability lawyer with our firm can help residents file for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), address application issues, and fight claim denials. Call today for a free consultation.
Social Security Office for Cowpens Residents
Though Cowpens doesn’t have its own SSA office, residents can receive assistance at the Spartanburg SSA Office, just a short drive away:
Spartanburg SSA Office
145 N Church St., Suite 100,
Spartanburg, SC 29306
Hours: Monday – Friday: 9:00 AM – 4:00 PM
Closed Saturday and Sunday
Driving Directions from Cowpens:
Take SC-110 S to U.S. 29 (East Main Street) south toward Spartanburg. Turn left on N Church Street. The SSA office is located in downtown Spartanburg.
Before you go, it’s best to call ahead or schedule an appointment online, especially if you have accessibility needs or require translation services.
What is Social Security Disability Insurance (SSDI)?
Social Security Disability Insurance (SSDI) is a benefit program for people who have worked and paid into Social Security through payroll taxes. If a disability prevents you from working for 12 months or longer, or is expected to result in death, SSDI may provide you with monthly income.
To qualify for SSDI, you must:
- Have a medical condition that meets the SSA’s definition of disability
- Have earned sufficient work credits by working and paying Social Security taxes (generally, 40 credits total, 20 earned in the last 10 years)
Benefits are calculated based on your previous income, not financial need. Many applicants are denied initially due to lack of medical evidence or paperwork errors. That’s where we can help.
What is Supplemental Security Income (SSI)?
Supplemental Security Income (SSI) is a separate benefit program for individuals who are low-income and either disabled, blind, or retirement age.
Unlike SSDI, SSI:
- Does not require prior work history
- Is based on financial need, including income and asset limits
- Provides monthly payments to help cover basic living expenses
To qualify for SSI, you must:
- Have limited income and resources
- Be disabled according to SSA standards or meet the age requirement
At Farmer & Morris Law, PLLC, we can help determine whether you qualify for SSDI, SSI, or both.
Services Available at the Spartanburg SSA Office
The Spartanburg Social Security Office provides many key services, including:
- Filing initial applications for SSDI, SSI, retirement, and survivor benefits
- Replacing lost Social Security cards
- Updating your address or contact information
- Enrolling in or modifying Medicare coverage
- Checking the status of your application
- Getting help with payment issues (missing or incorrect checks)
- Beginning the appeals process after a denial
While many services can be handled online or by phone, some matters, such as complex disability applications or certain documentation updates, are best handled in person. If you’re unsure whether to visit in person, contact our team first.
How Farmer & Morris Law, PLLC, Can Help Cowpens Residents
Whether you’re applying for SSDI or SSI or trying to appeal a denial, the legal process can be overwhelming, especially if you’re dealing with a disability that affects your daily life.
Our attorneys help Cowpens residents by:
- Reviewing your case to determine eligibility
- Preparing and filing your application, ensuring it is complete and accurate
- Helping you collect medical records, work history, and financial documents that support your claim
- Handling all communication with the SSA, so you can focus on your health
- Representing you through the appeals process if your application is denied
We’re not just here for paperwork; we’re advocates who will stand by you until you receive the benefits you deserve.
Why Claims are Often Denied
Unfortunately, the SSA denies most initial disability applications. Common reasons include:
- Lack of sufficient medical evidence
- Failure to follow prescribed treatment
- Income exceeding SSI limits
- Errors or omissions on the application
- Missing deadlines or incomplete forms
A denial can be discouraging, but it’s not the end of the road. You have the right to appeal, and we can guide you through every stage.
The Four Stages of the Appeals Process
If your claim is denied, the SSA offers a four-level appeals process. Our lawyers can help you at any stage:
Reconsideration
You can request a full review of your application by a different SSA examiner. This is your opportunity to submit new medical evidence or correct errors from the original application. You must file the appropriate paperwork within 60 days of your denial notice.
Hearing Before an Administrative Law Judge (ALJ)
If reconsideration is denied, you can request a hearing before an ALJ. This is your chance to present medical records, witness testimony, and other evidence. Our attorneys will prepare your case and represent you during the hearing.
Appeals Council Review
If the ALJ denies your case, the Appeals Council can choose to review it. They may uphold the judge’s decision, overturn it, or send it back for another hearing. We will file Form HA-520 to request this review on your behalf.
Federal Court Review
If all previous steps fail, you can file a lawsuit in federal court. This is the final stage of appeal. Our legal team has experience representing clients in federal district court when needed.
Preparing for Your Spartanburg SSA Office Visit
Before visiting the SSA office, make sure you bring the following documents:
- A valid government-issued ID (driver’s license or passport)
- Your Social Security number or card
- Medical records supporting your disability
- Recent pay stubs, bank statements, or tax returns
- Proof of residency, such as a utility bill
- Birth certificate or immigration documentation, if applicable
It’s best to schedule an appointment in advance. Arrive early, prepare a list of questions, and call ahead if you have accessibility needs or require an interpreter.
Contact Our Cowpens Social Security Disability Lawyers Today
Filing for SSDI or SSI can be frustrating, especially when you’re already facing the challenges of living with a disability. Whether you’re preparing your initial application, trying to understand why your claim was denied, or you’re ready to fight through an appeal, Farmer & Morris Law, PLLC, is here to help.
We’ve helped countless individuals in Cowpens and throughout South Carolina secure the benefits they’ve earned. Our attorneys are compassionate, experienced, and committed to your case from start to finish.
Call today for a free consultation and let us help you handle the Social Security system with confidence.