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TTD is a workers’ compensation term that stands for “temporary total disability.” People injured on the job could qualify for TTD benefits if their employers have workers’ compensation coverage. This insurance compensates workers for the wages they lose when they must recover from a work-related injury or illness away from the job.
If you are recovering from a workplace accident and qualify for workers’ compensation benefits, you could file a claim for TTD compensation if you cannot return to work. You also should be able to recover compensation for medical care since injury-related medical treatment is a workers’ compensation benefit. Our workers’ compensation lawyer can help you file a claim for benefits.
TTD Benefit Payment Amounts and What They Cover
Ideally, workers who suffer an injury on the job should receive prompt medical treatment for their injury or illness and return to work as soon as possible. When that doesn’t happen, likely because the injury or illness requires more recovery time, they could apply for benefits that pay them a portion of their income when they are temporarily out of work.
South Carolina residents can check the South Carolina Workers’ Compensation Commission website for the updated maximum weekly compensation rate. North Carolina residents can check the North Carolina Industrial Commission (NCIC) website for that information. State laws govern workers’ compensation benefits, which can vary slightly depending on where you live. A TTD workers’ compensation attorney can explain how the laws apply to the claim you file in your state.
TTD Benefits do Not Start Right Away When a Worker Suffers an Injury
Generally, TTD claimants will not receive payment for the first few days they are out of work. However, if their disability keeps them out of work beyond these few days, they can start receiving TTD payments, which could include the first few unpaid days. Weekly payments can continue for a set period.
They typically end when the employee returns to work or if they reach maximum medical improvement (MMI). MMI occurs when medical professionals determine that continued medical care will not improve the worker’s condition.
Other Benefits for Injured Workers
TTD is the only benefit injured workers could receive. Others include:
- Temporary Partial Disability (TPD): This benefit helps workers who are partially disabled for a short time. Under this arrangement, they can work a full- or part-time job.
- Permanent Partial Disability (PPD): People who have suffered a permanent disability and can work, even at a limited capacity, could receive lifelong compensation until they retire, depending on their state’s workers’ compensation laws.
- Permanent Total Disability (PTD): People who have suffered a permanent disability and cannot return to work at all could receive lifelong compensation until they retire, depending on the workers’ compensation laws in their state.
A workers’ compensation attorney with our firm can help you file a claim based on TTD or another benefit. Workers with expired TTD benefits can review their options for other benefits they could be eligible to receive.
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Medical Benefits Under Workers’ Compensation
As mentioned earlier, injured workers can pursue medical treatment covered under workers’ compensation after a work-related accident. However, they must promptly report the injury or illness within 30 days and then agree to see a physician cleared to treat them.
If this is your situation, your employer should give you a list of authorized medical providers. For you to receive treatment that your employer will pay for, you must see one of the providers on the list. Medical treatment includes all care you require to treat your condition. This includes:
- Emergency treatment
- Rehabilitation care
- Hospital stays
- Doctor’s appointments
- Surgeries
- Imaging tests
- Nursing care
- Medications
- Medical devices
A workers’ compensation attorney can ensure you list all the medical care you need to achieve MMI.
Call Us Today to Work With Our TTD Workers’ Compensation Attorney
No matter which benefits you qualify for after an injury on the job, trying to understand what TTD means and manage other parts of a workers’ compensation claim can feel like another task you may not have enough energy to focus on. The attorneys at Farmer & Morris Law, PLLC know you need to concentrate on feeling better and recovering from the accident.
We can work on your behalf to sort out your claim and help you apply for benefits. We also can challenge any claim denials you received and prove your case for TTD payments, medical care, and other workers’ compensation benefits. Call us today to learn more about your options and next steps during a free consultation.
