If you were injured on the job in Mt. Holly, a lawyer from Farmer & Morris Law, PLLC, wants to help. You could be eligible for workers’ compensation benefits that would cover your medical bills and part of your lost wages.
Our law firm offers free case reviews to anyone wishing to learn more about what our Mt. Holly personal injury lawyer can do for them. This quick, no-risk call could be your first step toward receiving fair benefits.
Hiring Our Workers’ Compensation Attorney to Protect You
According to the North Carolina Industrial Commission (NCIC), most employers in the state are legally required to provide workers’ compensation insurance to their employees. This includes employers who:
- Have three or more employees
- Are not in one of the few exempt industries (such as the railroad)
- Hire either employees or independent contractors
- Use a subcontractor that does not provide workers’ comp insurance to their workers
However, just because your employer provides this insurance does not mean that the insurer will immediately pay you what you need. They may try to delay your case by responding slowly or reduce their payout by blaming your injuries on something other than your job.
The workers’ compensation attorneys at Farmer & Morris Law, PLLC, do not want you to suffer this fate. We can help you avoid any challenges or pitfalls in the claims process by:
- Collecting evidence: The insurer will want to see proof that you were injured and that your injury occurred on the job. We can show them medical records, video footage, and witness statements, among other things.
- Choosing the right paperwork: You may need different forms, depending on what kind of injury you suffered and how. We can review your situation and make sure you submit the right forms for your situation.
- Protecting you against retaliation: It is illegal for your employer to fire, demote, or otherwise punish you for filing a workers’ compensation claim. If you suspect your employer has retaliated against you, tell us immediately.
- Keeping in touch with the insurance company: We can manage all communications with your employer and their insurer. If there are any concerns or delays with your case, we can ask them what is happening.
- Negotiating for your money: Let us negotiate with the insurer on your behalf. We might be able to persuade them to grant you benefits.
- Appealing a denial: If your claim is (or already was) denied, all is not lost. We can figure out the reason behind the denial and fight to get it reversed.
How Much do Our Workers’ Compensation Lawyers Cost?
You are seeking workers’ comp benefits because you need money to support your family while you recuperate. Why should you spend money on an attorney when every penny counts?
The fact is that when you hire our firm, you would pay us nothing up front because we:
- Provide you with a free case evaluation
- Charge a contingency fee, so you pay us nothing to start with
All of this helps to defray the costs of our services—services that, in the long run, can make it much easier for you to get the benefits you are looking for. For instance, we can examine the evidence to determine your case’s value, so we would know right away if the insurer tries to shortchange you.
What Your Workers’ Compensation Benefits Cover
Workers’ comp benefits generally cover the following basic categories:
- Lost wages: You can get two-thirds of your weekly wages until you have healed enough to return to work.
- Medical expenses: You will probably have to see a doctor of your employer’s or their insurer’s choosing to ensure you get coverage. Any treatment this doctor says is necessary will be covered by your benefits.
- Travel expenses: If you have to make a round trip of 20 miles or more to get medical care, your benefits could reimburse you for the cost of the gasoline.
- Disability: If your injury has caused a permanent disability, such as an amputated finger or partial loss of sight, that prevents you from working as much as you did before, you could receive long-term benefits.
Sometimes, disputes arise between the claimant and the insurance company regarding how much money the claimant deserves. For example, the insurer’s doctor may say you are ready to go back to work and stop receiving benefits, while you believe that you should stay home for a few more weeks.
Our North Carolina lawyers can sort through any such disputes. You should not feel compelled to go back to work when doing so could put your health in jeopardy.
When to Apply for Workers’ Compensation Benefits
As the NCIC explains, you should report any workplace injury to your boss and receive medical care as soon as possible. This will establish that a work-related incident has occurred, potentially making it easier for you to seek compensation.
You must start your claim within two years of the injury. You can apply for benefits in response to many different kinds of injuries, including but not limited to those caused by:
- Scaffolding collapses
- Faulty or poorly maintained equipment
- Exposure to harmful substances, like radiation, chemicals, or bacteria
- Exposure to extreme heat or extreme cold
- Motor vehicle accidents
If you were injured in or around Mt. Holly, our workers’ compensation lawyer’s only goal is to protect you. Farmer & Morris Law, PLLC, can represent you throughout your case, giving you a well-deserved chance to:
- Relax at home without having to complete any legal tasks
- Have the peace of mind of knowing that a dedicated professional is dealing with your case
- Figure out how you want to rebuild your life and career after the accident
Do You Qualify for Workers’ Compensation in North Carolina?
Find out about your right to workers’ comp benefits by calling our law firm today. Farmer & Morris Law, PLLC, is devoted to providing excellent service to each and every client. Our Mt. Holly workers’ compensation lawyer can help you pursue all of the benefits your family needs as you recover from your injury.