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If you were injured in an Uber crash, our Mt. Holly Uber accident lawyers at Farmer & Morris Law, PLLC, can help you understand who may be responsible and where to seek compensation. Our six-attorney team has helped more than 10,000 clients, and we bring that experience to every claim we handle.
Uber accident claims may involve multiple insurance policies, and coverage can vary depending on what the driver was doing when the crash occurred. We can determine whether the driver was waiting for a request, traveling to pick up a passenger, or completing a ride and identify the coverage available for your injuries.
Contact us for a free consultation with a Mt. Holly rideshare accident lawyer to get immediate help.
What Makes Uber Accident Claims Different?
An Uber crash may involve the driver’s personal insurer, rideshare insurance, another driver’s insurer, or several carriers. A Mt. Holly car accident lawyer from our firm can determine where your claim should be filed and which policy may cover your losses.
The driver’s status in the Uber app can affect the amount and source of available coverage. Insurance requirements differ depending on whether the driver was logged out, waiting for a request, traveling to a pickup, or carrying a passenger.
Disagreements can arise when an insurer claims that its policy was not active at the time of the collision. We can obtain available trip information, compare it with the accident timeline, and address disputes about which insurer is responsible.
Common Causes of Uber Accidents
Uber drivers must watch traffic while following directions, communicating through the app, and looking for safe places to collect or drop off passengers. When a driver allows those tasks to interfere with safe driving, a serious collision can result.
Common causes include:
- Looking at the rideshare app instead of the road.
- Speeding to reach a passenger or destination.
- Following another vehicle too closely.
- Making an unsafe lane change or turn.
- Stopping where other drivers do not expect it.
- Driving while tired.
- Failing to yield at an intersection.
- Driving while impaired.
- Ignoring weather, traffic, or road conditions.
Another motorist may have caused the crash even if you were riding in an Uber. Our Mt. Holly personal injury lawyers investigate the conduct of every driver involved, rather than assuming the rideshare driver was at fault.
How Our Mt. Holly Uber Accident Attorney Can Help
Our lawyers can handle the legal and insurance work while you receive treatment and recover. We begin by learning how the crash happened, how you were injured, and how those injuries have affected your work and daily activities.
Our work may include:
- Obtaining the police report and available video.
- Contacting witnesses.
- Preserving Uber trip and app records.
- Identifying all applicable insurance policies.
- Reviewing your medical records and bills.
- Documenting your lost income and other expenses.
- Handling calls and correspondence from insurers.
- Preparing a demand that explains your injuries and losses.
- Negotiating for a settlement that accounts for your damages.
- Filing a lawsuit when a settlement does not provide an acceptable resolution.
Your case receives individual attention from our legal team. We explain what we find, discuss your options with you, and keep you informed as the claim progresses.
Who May Be Liable for an Uber Crash?
Liability depends on whose carelessness caused or contributed to the collision. The Uber driver may be responsible, another motorist may have caused the wreck, or the evidence may show that several parties share fault.
Potentially liable parties may include:
- An Uber driver who was distracted, speeding, or otherwise driving carelessly.
- Another motorist who violated traffic laws or failed to use reasonable care.
- A business whose employee caused the crash while performing job duties.
- A repair provider whose faulty work contributed to a mechanical failure.
- A manufacturer responsible for a defective vehicle or part.
- A government entity responsible for certain unsafe road conditions, when the legal requirements for such a claim are met.
Uber drivers are generally treated as independent contractors, so the company is not automatically responsible for every collision. Even when there is no direct claim against Uber, insurance maintained for rideshare activity may cover injuries caused during an eligible period.
How Uber Insurance Coverage Works in North Carolina
North Carolina requires transportation network company drivers or companies to maintain insurance while a driver is logged into the rideshare platform. The applicable limits depend on the driver’s activity when the accident occurred.
The Driver Was Logged Out
If the driver was not logged into the Uber app, the special rideshare insurance requirements generally do not apply. The driver’s personal auto policy may provide coverage, subject to its terms and exclusions.
The Driver Was Waiting for a Request
When the driver was logged in but had not accepted a ride, North Carolina requires primary liability coverage of at least:
- $50,000 for bodily injury or death to one person.
- $100,000 for bodily injury or death to two or more people in one accident.
- $25,000 for property damage in one accident.
- Uninsured and underinsured motorist coverage that complies with state law.
These are minimum requirements. The policy that covered the driver may provide higher limits.
The Driver Had Accepted a Ride
When the driver was traveling to collect a passenger or providing a ride, North Carolina requires at least $1 million in primary automobile liability coverage per accident. The policy must also include uninsured and underinsured motorist coverage that meets state requirements.
Our Mt. Holly Uber accident attorneys can review the trip timeline and insurance documents to determine which coverage was active.
Compensation Available After an Uber Accident
The value of a claim depends on the injuries you sustained, the treatment you need, and the ways the collision has changed your life. We look beyond the bills you have already received and consider losses that may continue in the future.
Depending on the facts, you may seek compensation for:
- Ambulance and emergency room care.
- Hospital stays and medical appointments.
- Surgery, medication, and rehabilitation.
- Reasonably necessary future treatment.
- Income lost while you were unable to work.
- Reduced ability to earn income in the future.
- Physical pain and emotional distress.
- Permanent impairment or disfigurement.
- Damage to your vehicle or personal property.
- Other documented accident-related losses.
We use medical records, employment information, receipts, and other documentation to show the insurer how the accident has affected you.
Contact an Uber Accident Lawyer in Mt. Holly for a Free Consultation
Farmer & Morris Law, PLLC has served more than 10,000 clients and brings the resources of six attorneys to the legal needs of people in North Carolina and South Carolina. We provide attentive service and prepare each claim according to its facts.
Call us for a free case evaluation with an Uber accident attorney in Mt Holly. There is no obligation to hire us after the consultation, and personal injury cases are handled on a contingency-fee basis.
