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When a vehicle strikes you while you are crossing the street in Mountain Home, the collision lasts seconds, but the financial damage stretches for months or years. At Farmer & Morris Law, PLLC, our personal injury lawyers in Mountain Home know how expensive and painful these accidents can be.
We work to recover every dollar you’ve lost and every dollar you’ll need for your recovery while insurance companies try to close your claim for pennies on the dollar. Integrity. Experience. Results. These are what you’ll get when you work with our Mountain Home pedestrian accident lawyers.
We handle pedestrian accident cases on a contingency fee basis. You pay nothing up front and nothing at all unless we recover compensation for your injuries. Contact Farmer & Morris Law, PLLC, today for a free consultation.
The Immediate Financial Crisis After a Pedestrian Accident
The first 72 hours after a pedestrian accident in Mountain Home generate thousands of dollars in medical bills you never planned for. Ambulance transport, emergency room evaluation, diagnostic imaging, trauma surgery, and initial hospitalization create debt before you’ve even understood the extent of your injuries.
Meanwhile, your paycheck stops while you’re recovering. Your household expenses don’t pause while you heal. Mortgage payments, car notes, utility bills, insurance premiums, and credit card minimums keep coming due every month.
Insurance companies understand this pressure and use it against you. Adjusters call within days of your accident, offering quick settlements that sound substantial until you realize they barely cover the bills you’ve already received. They know you’re desperate for money and hope you’ll accept whatever they offer rather than wait for fair compensation.
Hidden Costs Insurance Companies Hope You Won’t Notice
Insurance adjusters want you to focus only on the obvious expenses, like ambulance bills and emergency room charges. They hope you won’t think about the dozens of secondary costs that flow from pedestrian accident injuries.
Transportation is just one example. Uber rides to medical appointments, physical therapy sessions, and follow-up consultations add up quickly, especially in a rural area like Henderson County, where medical facilities may be miles from your home. If family members drive you, they’re losing work hours and burning gas to provide that support.
Lost benefits extend beyond just your paycheck. When pedestrian accidents force you out of work, you also lose employer-paid health insurance, retirement contributions, paid time off accrual, and other benefits that have real monetary value.
Long-Term Financial Consequences Of Severe Pedestrian Injuries
If you worked in physical labor, construction, manufacturing, hospitality, or healthcare, your injuries may make those careers impossible. Retraining for a new job takes time and money, and the new career often pays substantially less than your previous job.
Lost Social Security benefits become an issue when severe injuries prevent you from working enough quarters to maximize your eventual Social Security retirement benefits. The difference between retiring at full benefit levels versus reduced benefits can mean tens of thousands of dollars over your retirement years.
Our Mountain Home pedestrian accident attorneys work with vocational rehabilitation specialists and economists who testify about your reduced earning capacity based on your age, education, work history, injury severity, and local job market conditions.
About Farmer & Morris Law, PLLC
Farmer & Morris Law, PLLC, has recovered over $100 million for injury and disability clients throughout North Carolina and South Carolina. Our six attorneys understand the financial devastation pedestrian accidents cause and fight to recover comprehensive compensation that accounts for immediate bills, hidden costs, and long-term economic impact.
We’ve served more than 10,000 clients since earning recognition as The Best of Rutherford County every year from 2011 through 2024. Our 4.9 out of 5 rating from 530-plus reviews reflects our commitment to maximizing client recovery rather than accepting convenient settlements that favor insurance companies.
We handle pedestrian accident cases on a contingency fee basis, meaning you pay no upfront costs and no attorney fees unless we recover compensation. This structure allows injured pedestrians to access experienced legal representation without adding to their financial stress during recovery.
How Our Mountain Home Pedestrian Accident Attorneys Maximize Settlements
We begin working on your case immediately after you contact our firm. Early investigation preserves evidence before it disappears and establishes the foundation for strong settlement negotiations or trial preparation.
Our investigation process includes visiting the accident scene to photograph conditions, document sight lines, and identify surveillance cameras to get footage. We engage accident reconstruction experts who create detailed analyses of vehicle speed, driver reaction time, sight distances, and the physical forces involved in the collision.
If your injuries are severe, as many caused by pedestrian accidents are, we will also work with other experts to project your future losses. Lifecare planners and economic experts can help us prove to the insurers or the court the true value of what you’ve suffered.
Let Us Handle the Insurers
Throughout the legal process, we handle all communications with insurance adjusters to prevent you from making statements that could harm your claim. We negotiate aggressively for full compensation and never recommend settlement offers that fail to address your complete financial recovery needs.
Contact Our Experienced Team Today
Contact Farmer & Morris Law, PLLC, today for a free consultation with a Mountain Home pedestrian accident lawyer. We’re available 24/7 to discuss your case and begin fighting for the compensation you deserve while you focus on healing from your injuries.
