Realizing that the only way to pick myself up after what has been called the Great Recession was going to require filing a personal bankruptcy made me feel like a loser and/or a quitter. The Farmer brothers showed me the respect of being honest with me about what was coming. Through gathering documents, meeting with the trustee, and the final discharge by the court, Mr. Farmer showed remarkable patience with my ignorance. He explained things in layman’s terms without condescension. I put myself into indigence through a series of poor decisions in 2008 and 2009. The choice to hire Josh Farmer may have been the best decision I made in 2013. A shout out to Ann D. for her gentle loving persistence with the mountain of paperwork is also in order. Thanks to the entire firm.