How long your Social Security Disability benefits last depends on what benefits you are receiving.
For Social Security Disability Insurance (SSDI), once approved, you can expect that your benefits will last until you reach retirement age unless conditions or events that affect your eligibility for benefits come into play. Earning more money than the threshold for receiving benefits, recovering from the disability for which you were awarded benefits, or being incarcerated for 30 days or more can temporarily or permanently stop your benefits.
Supplemental Security Income(SSI) benefits do not have an age limit. SSI does have income limit requirements and disability requirements for people under the age of 65. Going to jail for 30 days may also stop your SSI benefits until you are released.
Receiving and Losing Benefits
Government programs such as SSDI and SSI are meant to provide qualified individuals with an income. If you are of working age but are unable to work due to a disability or earn less than the maximum monthly income for which benefits are provided, you may be entitled to Social Security Disability payments.
If you meet the criteria for receiving benefits, you can apply for benefits, and once they are awarded, you can continue to receive them as long as your status does not change or you do not lose eligibility for benefits in any way. Details on how a change of status can lead to a cessation of benefits are provided below:
Returning to Work or Earning Substantial Income
If you start earning over $1,260 per month, which is defined as substantial gainful activity in 2020, you may lose your Social Security Disability benefits. For SSDI, the substantial gainful activity limit for blind individuals is $2,100 per month. When receiving benefits, the Social Security Administration (SSA) requires you to report changes to your income.
Recovering from Your Disability
A medical improvement of your disability can cause you to lose your benefits. SSDI recipients and their benefits may be periodically reviewed to verify the status of the recipient and to reconfirm eligibility. This review is referred to as a continuing disability review or CDR.
The SSA typically performs CDRs every three or seven years, depending on the kind of disability you have and the chances it has for improving. If your condition improves and you are not classified as disabled, you may lose your benefits.
Other Reasons for the Termination of Benefits
Other reasons for losing benefits may include becoming incarcerated or leaving the country for an extended period of time, depending on the kind of benefits you receive.
After Age 65
Without any other causes for termination, Social Security Disability Insurance benefits may last until you reach retirement. You may become eligible for Social Security Retirement benefits instead at this age. SSI benefits do not expire at age 65.
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Updating the SSA
If you return to work or start earning an income or if your medical condition improves and you are no longer disabled or unable to work, but you try to hide these facts from the SSA, you may be liable for repaying any disability benefits you received but were not entitled to.
Stay in regular contact with the SSA regarding your case, and schedule regular doctor’s visits in which your doctor can examine you and take notes on how your disability affects your ability to work and perform day-to-day activities. This proof and documentation can help during your continuing disability reviews.
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Contact Farmer & Morris Law, PLLC Today
If you would like legal assistance with your Social Security Disability benefits application or appealing a denied claim, Farmer & Morris Law, PLLC may be able to assist you. We help our clients apply for SSDI and SSI benefits, or appeal denied claims, in Rutherfordton, North Carolina.
Our firm can handle all of the legal work, documents, and deadlines in your case when we represent you. Farmer & Morris Law, PLLC operates on a contingency-fee-basis, meaning there are no up-front payments required. Instead, our attorney fees only come as a percentage of your payout, if and when you win your case.
To discuss your case, your legal options, and our services, call Farmer & Morris Law, PLLC at (828) 286-3866. A member of our team is standing by to provide you with a free, no-obligation consultation on your case.