No one plans for a car accident, but they happen every day. Afterward, accident victims can find themselves with expensive vehicle repair bills, severe injuries, and questions about where to turn for help.
If you or your loved one were injured in a car wreck, look no further than Farmer & Morris Law, PLLC. Our Rutherford County car accident lawyer can help you understand your rights and pursue compensation for your losses with an insurance claim or personal injury lawsuit.
We Assist With a Variety of Car Accidents and Injuries
According to the North Carolina Division of Motor Vehicles, more than 600 injury crashes and nine fatalities occur on average every year in Rutherford County. If you were in a wreck on U.S. Route 64, U.S. Route 74, Highway 9, or another roadway in the area, our lawyers can help you seek justice for injuries, including:
- Broken bones
- Sprains, strains, cuts, and bruising
- Internal bleeding or organ damage
- Traumatic brain injury
- Back, neck, and spinal injuries
- Head and facial injuries
- Wrongful death
We can investigate your accident, calculate your damages, and pursue compensation from the liable party. We assist with cases involving:
- Head-on collisions
- Side-impact or “t-bone” accidents
- Rollover accidents
- Single or multi-vehicle accidents
- Truck and motorcycle accidents
- Rear-end collisions
- DUI drivers
- Hit-and-run accidents
Car Accident Compensation
In general, our car accident lawyer can seek awards for:
Economic damages refer to your actual, out-of-pocket costs and losses. They include current medical bills, future medical care needs, vehicle repair or replacement costs, lost wages, benefits, bonuses, and retirement income, loss of your future earning capacity, and the value of household services and other miscellaneous accident-related expenses.
We will help you figure out your economic damages using medical bills, paystubs, repair receipts, and other proof of expenditures. We can also consult with economists about the overall financial impact of your accident and speak with doctors about the length of your recovery and how your injuries may affect your ability to work going forward.
Noneconomic damages offer monetary compensation for the ways your accident and injuries reduce your quality of life. They may include awards for physical, mental, and emotional complications, including stress, depression, anxiety, loss of limb or body part, paralysis, and loss of enjoyment of life.
Noneconomic damages are subjective, and insurance adjusters often rely on a formula to determine fair compensation for pain and suffering. To get the most out of your claim, it may be helpful to keep a journal documenting your daily pain levels, mental health, emotional state, and a record of tasks or activities your injuries prevent you from doing.
According to NC Gen. Stat. § 28A-18-2, when a person’s death results from another’s wrongful, negligent, or neglectful actions, the liable party is still responsible for financial damages. In North Carolina, a representative of the deceased (executor) can seek awards on behalf of the estate and surviving family members, including medical expenses, funeral and burial costs, lost income, and non-economic damages.
North Carolina Insurance Laws
The jumping-off point for most car wreck cases is an insurance claim. North Carolina is an at-fault state, which means drivers bear financial responsibility for property damages and injuries they cause. At a minimum, passenger vehicle drivers must have $30,000 in bodily injury coverage for injuries to one party, $60,000 in bodily injury coverage per accident, and $25,000 in property damage liability.
While many cases settle outside of court, if the driver who hit you has only the policy minimums and no additional protection, their coverage may not satisfy your losses. We can help you explore settlement options available through your own provider, such as through an uninsured/underinsured motorist policy. Additionally, our car accident attorney may determine that your best course of action is pursuing compensation with a lawsuit against the liable driver or their insurer.
Is There a Time Limit for Seeking a Settlement?
There is no legally mandated timeline for resolving a case through insurance, though it is good to get started on your case as soon as you can following your wreck. Claims can take time to build, file, and negotiate, and you want to leave ample time to take legal action if necessary.
You must file your lawsuit within the window set by the statute of limitations. According to G.S. § 1-52, you have three years to file a personal injury case. You have two years to file a wrongful death suit, according to G.S. § 1-53. If you do not meet these deadlines, the court will likely not hear your case.
We Will Stand By You Through Every Step of Your Case
The period following an accident can be scary and confusing. Unless you are a lawyer or have experience with insurance claims and lawsuits, you may not know where to begin. Thankfully, you do not have to take on your case alone. Car wreck attorney Hannah Davies and our Rutherford County team can:
- Collect case evidence
- Identify liable parties
- Identify and calculate your damages
- File your insurance claims or lawsuits
- Handle case-related phone calls and emails
- Negotiate the maximum amount of compensation available in your case
- Represent you at trial if necessary
Contact Farmer & Morris Law, PLLC
Farmer & Morris Law, PLLC has helped more than 10,000 clients seek justice. Our goal is to provide excellent service and the best case outcome possible to all of our clients – no matter how complex, difficult, great or small their legal matter. Our commitment to our clients is one reason why the Daily Courier Readers’ Poll has named one of our attorneys “The Best of Rutherford County” since 2011.
To learn more about how our Rutherford County car accident lawyer can assist you, fill out a contact form for a risk-free, no-cost consultation. We can answer your questions, tell you more about our services, and discuss your legal options. We take personal injury cases on contingency, meaning we charge nothing upfront or out of pocket. We only collect an attorney fee when we win a settlement or verdict in your favor.