According to the company’s annual report, Uber provided nearly 7 billion ridesharing trips in 2019. With the frequency of ridesharing continuing to grow, it is likely that many people will be involved in accidents involving rideshare programs and should know how to handle the situation.
A Spindale Uber and Lyft rideshare accident lawyer from Farmer & Morris Law, PLLC may be able to help you hold rideshare companies responsible for the negligent acts of their drivers. Contact our firm at (828) 286-3866 to learn more about your legal rights and options.
Why Rideshare Accidents Happen
Rideshare drivers are often just regular people who drive for a living. It does not take professional driving experience to become a rideshare driver. In fact, Uber’s minimum driver requirements mandate little more than having a valid driver’s license and minimal driving experience. This means that rideshare drivers are just as experienced or inexperienced as other drivers and are subject to the same types of mistakes as other drivers, such as:
- Not paying attention
- Being distracted
- Not obeying traffic signs or signals
- Following too closely
Additionally, rideshare drivers are paid by the app, per ride, so the more rides they can fulfill during their shift, the more money they will make. This can result in drivers prioritizing profit over safety.
For a legal consultation with a uber and lyft rideshare accidents lawyer serving Spindale, call 828.286.3866
What to Do if You Were Involved in a Rideshare Accident
If you were involved in a rideshare accident, there are several things you can do to potentially protect your claim and preserve evidence for your personal injury lawyer. Follow these steps:
Save Information About the Ride
Keep the information about the ride that resulted in an accident, including:
- The driver’s name
- The vehicle involved
- The time and date of the ride
- Where the accident occurred
- The driver’s reviews
Be sure you take screenshots of this information in case it accidentally gets lost later.
Notify the Rideshare Company
The rideshare company may ask you to explain how the accident happened and may provide information to you about the insurance coverage that applies. When speaking to the rideshare company, do not agree to give a recorded statement. Make only factual and concise statements if you explain the accident.
Maintain Your Medical Records
After the accident, you may have received a number of medical records and bills. Keep track of all of this information, as your lawyer may be able to use it later to justify a demand for compensation. Keep all medical records, including:
- Ambulance costs
- Surgery notes
- Imaging test results
- Lab results
- Over-the-counter products you bought, such as for wound dressings
- Follow-up treatment notes
- Physical therapy notes
File an Insurance Claim
There may be one or more insurance companies involved with the claim. If you file a claim, keep your statements brief and factual. It may be wise to avoid signing anything or giving a recorded statement until you speak to a legal professional who may be able to help you with your claim.
Call (828) 286-3866 today for your free consultation with Farmer & Morris Law, PLLC and learn how a Spindale Uber and Lyft rideshare accident lawyer may be able to help you.
Spindale Uber and Lyft Rideshare Accident Lawyer Near Me 828.286.3866
Insurance Coverage Depends on When the Accident Occurs
In rideshare accident cases, the insurance policy that applies usually depends on when during the ride the accident occurred, as follows:
While the App Is Off
If the rideshare driver was not actively taking ride requests at the time of the accident, he or she is treated like any other type of driver. If he or she is at fault for the accident, his or her personal insurance should apply.
Waiting for a Ride Request
If the driver is actively waiting for a ride request and is using the app when the accident occurs, the rideshare company’s liability coverage should apply. The insurance coverage for both Uber and Lyft during this time typically consists of liability coverage in the following amounts:
- $50,000 in bodily injury coverage per person
- $100,000 in bodily injury coverage per accident
- $25,000 in property damage coverage per accident
Picking Up or Transporting a Passenger
If the Uber driver is on the way to pick up a passenger or is actively transporting a passenger, the maximum liability insurance applies, including:
- $1 million in liability coverage
- Uninsured/underinsured motorist bodily injury
- Contingent comprehensive and collision insurance
How Our Firm Helps Rideshare Accident Victims
Our lawyers may be able to assist you with every aspect of your claim, including:
- Investigating the cause of the accident
- Identifying all potentially liable parties and sources of insurance
- Potentially proving that you did not contribute to the accident
- Reviewing the insurance policies involved in the claim
- Requesting medical and employment records to substantiate your damages
- Filing your claim for you
- Handling all communication with the insurance company
- Negotiating for a fair settlement that accounts for the full extent of your damages
- Advising you of your rights and notifying you whether a proposed settlement includes fair compensation for your claim
Contact us to learn more about how we may be able to help you through this challenging time.
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Contact Our Firm Immediately for Prompt Attention to Your Case
If you or a loved one was injured in a rideshare accident, a Spindale Uber and Lyft rideshare accident lawyer from Farmer & Morris Law, PLLC may be able to help. We assist clients throughout Spindale, Rutherfordton, Morganton, and surrounding areas. We can discuss your legal rights and options during a free and confidential consultation. We do not charge any attorney fees unless we successfully help recover compensation for your claim. Contact our firm at (828) 286-3866 to get started on your claim.