After an accident at a job site leaves you injured, you could qualify to file a workers’ compensation claim. While the process may seem relatively straightforward, all too many applicants encounter issues along the way – these issues can result in claim denials and inadequate benefits, inhibiting their ability to receive treatment and support their household while recovering.
With a Polk County workers’ compensation lawyer on your side, you can focus on getting better without worrying about your claim. Our team at Farmer & Morris Law, PLLC understands this claims process well and can help you navigate common issues that arise, such as employer disputes and application errors. We review these cases for free and represent clients at no upfront cost.
In This Article
Challenges of Seeking Workers’ Compensation Benefits
The North Carolina Industrial Commission oversees the state’s workers’ compensation process. Nothing in the commission’s rules forces victims of workplace accidents to hire a workers’ compensation lawyer to handle a claim. However, in a case where the facts are difficult to pin down, it can be helpful to have an attorney on your side.
Our team helps clients prepare for and deal with various issues that come up when applying for workers’ compensation benefits. We’ve outlined common examples below.
Your Employer Does not Believe You About Your Injuries
When you suffer an injury at work, you may expect your employer to support you in filing a workers’ compensation claim so you can recover and return to work. However, some employers dispute such claims, suggesting that:
- Your injuries did not occur at work.
- You were impaired when injured at work
- Your injuries are not as serious as you say.
- You had pre-existing injuries or conditions.
If this occurs in your case, you may need additional support to help you establish your eligibility for benefits and fight your employer’s disputes. An attorney from our firm can investigate the case and compile evidence to show that your injuries are work-related and qualify you for financial recovery.
The Insurer Says Your Story is Changing
During interviews with the workers’ compensation insurer, you will receive many questions about how the injury happened and your actions leading up to the incident or diagnosis. You may find that the insurer will interview you multiple times, asking the same questions over and over.
The insurance company may use these techniques to try to catch you changing your story, even if it occurs inadvertently. Inconsistencies in your explanations can cause them to deny your claim.
When you hire one of our workers’ compensation attorneys to support your claim in Polk County, we can take over communications with the insurer. We can work to make sure the insurer treats you with respect and fairness.
Your Forms Contain Mistakes or Incomplete Information
Workers’ compensation claims consist of multiple steps and forms you must complete before you can receive benefits. Should you make any mistakes on these forms or forget to submit some information, the insurer may deny your claim.
Some of these forms can be difficult to understand. However, our team knows what information you need to provide and can assist you in doing so, including completing forms properly and submitting all of the documents on time.
For a free legal consultation with a workers' compensation lawyer serving Polk County, call 828.286.3866
How do I Know I Can Afford a Workers’ Compensation Attorney?
If you are fighting to convince the insurer that you deserve benefits after a work accident, you could be struggling to make ends meet while missing work because of your injuries. As such, being able to afford an attorney for your workers’ compensation claim may seem impossible.
That is why our attorneys do not charge workers’ compensation clients any fees ahead of time – we work on a contingency-fee basis. This fee structure means that our attorney’s fees will come from a percentage of the final settlement amount or compensation in the case. Meanwhile, if we do not win your claim, you will not owe us anything except reasonable expenses incurred in the case.
Polk County Workers' Compensation Lawyer Near Me 828.286.3866
Workers’ Compensation Benefits in North Carolina
The North Carolina Workers’ Compensation Act provides the legal definitions for workers’ compensation cases. It also spells out how the victim can receive payment for medical costs and missed time at work.
Seeking Payment for Medical Bills
After your injury at work, you have the ability to seek coverage for your medical bills. You should not have to pay any of these costs out of your own pocket.
You could receive payment for any:
- Doctor’s visits
- Physical therapy appointments
- Hospital stays
Recovering Lost Income
Your injuries may force you to miss work for a significant amount of time. You have the ability to seek payment for the salary you were unable to earn while recovering from your injuries. Note that there are limits to the amount you can receive based on your regular income.
Sometimes, a work-related injury can result in partial or complete permanent disability. Under workers’ compensation, you have the right to seek a payment that serves as compensation for this permanent injury.
Obtaining payments under this area of the Workers’ Compensation Act can be a significant challenge. You may need to request a hearing in front of the North Carolina Industrial Commission to seek this award. Having an attorney at your side during this hearing can help you present the facts required in the proper format.
Our Team is Ready to Review Your Polk County Work Injury Case for Free
The team at Farmer & Morris Law, PLLC, knows just how frustrating it can be to try to work through a workers’ compensation claim in Polk County on your own. The rules can be confusing. Understanding what the insurance company wants from you can seem like an impossible task at times.
For a free case review, contact our team as soon as possible at (828) 286-3866.