Workplace accidents can cause serious injuries. According to the Occupational Safety and Health Administration (OSHA), a little over 5,000 employees suffered a fatal injury while working in 2018.
If an employer is somehow negligent or at fault for causing a workplace injury, the victim may file a workers’ compensation claim. Workers’ compensation insurance was introduced in response to work-related risks. It is a type of business insurance that provides wage compensation and medical coverage up to certain limits to workers injured on the job in exchange for the injured employees’ right to sue for negligence.
The North Carolina Industrial Commission (NCIC) administers workers’ compensation in North Carolina. Many types of work-related accidents might entitle you to file a workers’ compensation claim, including vehicle collisions, slips and falls, and machine accidents.
If you were injured on the job, contact Farmer & Morris Law, PLLC, for assistance with your case. Our team can be reached at (828) 286-3866. A Columbus workers’ comp lawyer from our firm can help you file a claim for any benefits you may be entitled to collect.
You Must Meet Filing Requirements to Receive Workers’ Compensation
In general, you must satisfy the four criteria below to be eligible for workers’ compensation benefits.
- You must be an eligible employee of the business
- Your employer must be insured by workers’ comp insurance, as North Carolina requires most businesses with at least three workers to carry it
- Your illness or injury must be work-related
- You must meet the filing deadlines for reporting your injury and satisfy the evidentiary requirements for proving the cause and extent of your injury
For a legal consultation with a workers’ compensation lawyer serving Columbus, call 828.286.3866
Filing a Workers’ Compensation Claim Involves Forming a Paper Trail
To file a workers’ compensation claim in North Carolina, you must first report your injury to your employer and seek medical treatment. You may be required to undergo any treatments at a pre-approved panel hospital or with specific doctors. If you must undergo treatments of any sort with a family or non-panel doctor, be sure to keep a record of your treatments and any related expenses.
When receiving treatment, you must tell your health care services provider that your injury or injuries are work-related so that they can file your treatment expenses under a workers’ compensation claim that will be opened in your name.
In most cases, you must inform your employer about your work-related accident within 30 days of suffering an injury. Once you do that and undergo any required treatments, you can discuss possible timelines for returning to work with your doctor. As long as your injury prevents you from returning to work, you are entitled to workers’ compensation benefits up to a maximum of $1,066 per week, according to the NCIC.
Call Farmer & Morris Law, PLLC, at (828) 286-3866 if you would like to receive assistance with reporting your injuries and gathering work-related or treatment-related evidence to prove your claim. A team member can also provide more details about the filing process or the limits of your benefits. Call now so that a Columbus workers’ comp lawyer can begin working on your case.
Columbus Workers’ Compensation Lawyer Near Me 828.286.3866
Employees May File a Workers’ Compensation Claim for Various Injuries
According to OSHA, the four leading causes of workplace deaths are slips and falls, electrocutions, being struck by objects or materials, and getting stuck in or in-between objects, materials, or machinery. However, workers’ compensation is designed to cover all forms of work-related accidents and injuries.
Here are some common forms of workplace accidents and injuries that may entitle an employee to file a workers’ compensation claim:
Abrasions and Lacerations
An abrasion is a superficial cut or scrape, and lacerations are deeper cuts that can lead to significant amounts of blood loss. These injuries can happen in many different industries, including retail, hospitality, manufacturing, and health care services. Rushed work, inadequate worker training, and inadequate or insufficient safety gear can contribute to abrasion and laceration injuries.
Complaints of overwork and overexertion are common when many businesses are understaffed. Overexertion can cause sprains and strains or torn muscles. Unexpected falls and drowsiness can also lead to machine or vehicle accidents.
Hazardous Chemical and Thermal Burns
Hazardous chemicals are used extensively in manufacturing and factory work. Improper storage, handling, or transportation of such chemicals may lead to serious burns. Thermal burns can occur in similar settings and are common in hospitals and restaurants as well. Workers can also suffer respiratory tract burns from inhaling chemical smoke or other toxins that they are exposed to on the job.
Other Physical Injuries
Other work-related injuries may occur if you slip and fall or get into a vehicle while working. Employees who must make repetitive motions at work may develop stress injuries, while other employees in dangerous working environments, such as a construction site, might risk breaking or fracturing a bone. Construction site falls, machinery accidents, falling objects, and floor hazards are some of the leading causes of fatal and non-fatal workplace accidents that can lead to physical injuries.
Seek Legal Counsel if You Are Facing Obstacles in Your Workers’ Compensation Claim
In some cases, employees might wish to represent themselves when filing for workers’ compensation. If you suffered minor injuries and your employer accepts fault and is willing to compensate you with the benefits that you are legally entitled to receive, you may wish to represent yourself.
However, if you had preexisting conditions that were affected by your injury, your injury was serious, or your employer does not accept fault for the accident and injuries you suffered, you may wish to seek legal counsel.
You may also wish to seek legal counsel if you were, in any way, discriminated against while filing a claim or intimidated or threatened because of your claim. You may want to get a lawyer if you suffered catastrophic losses or injuries of any sort because of gross negligence or serious misconduct by your employer.
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Contact Farmer & Morris Law, PLLC, Today
Contact Farmer & Morris Law, PLLC, today at (828) 286-3866. A Columbus workers’ comp lawyer can review your case. Furthermore, our team may help you gather evidence to support your claim and file your case within the legal parameters you must meet. Do not hesitate to reach out to us today.